If you’re like us, the thought of quitting your job to travel the world or start your own biz or just do whatever the heck you want, has crossed your mind at least once or twice. And if you’re like us, what’s deterred you is the fear of lacking security. Ahhh, security… it’s a tricky thing innit? Because we want it, but we also feel trapped in it. We want to be rich, but we don’t want to be workaholics. Well, with Bukola Ayodele’s tips below, you don’t have to choose between freedom and certainty—at least when it comes to personal finances. The programmer/content creator/STEM girlie recently quit her tech job to take a 1-year sabbatical, and even though she’s not in the office anymore, she’s handling it like a total boss. Keep reading to learn how Fidelity Bloom® is helping her pull it off.

You recently decided to quit your job and take a 1-year sabbatical from work. How are you managing to save money without sacrificing the things you love?

1. Make a budget and stick to it. When I started my sabbatical, I set an amount of money that I would “pay” myself with. So at the start of each month, I open the Fidelity Bloom® app and transfer that amount from my Fidelity Bloom Save account to my Fidelity Bloom Spend account, and then I try to stay within that budget. Staying this organized allows me to keep spending on the things I love, like dining out, taking fitness classes, getting my hair done, traveling, and creating content. I used to feel really guilty for spending money on myself, but after I had a family member pass away, I realized we just have to enjoy life while we can.

2. Choose a good debit card. One thing I love about Fidelity Bloom®’s is that it adds 10 cents to your savings account every time you use it, which is a cool way to make money while you spend it. Another way is to take advantage of its cash back rewards—the Fidelity Bloom® app is linked to so many cool retailers where you get money back if you shop there. On top of that, the card also rounds up your purchases and automatically saves the leftover change, so it helps you save without you even thinking about it.

3. Automate your finances. At the beginning of each year, I set general goals for how much I want to save and invest. Then, I set up automatic transfers and processes so I can stay on track with those goals without having to move my money manually. Tracking my finances is essential, too, which is super easy to do with Fidelity Bloom® since it has a really clear interface that lets me view all my transactions easily. Plus, I love the educational aspect of the app—it’s always teaching me how to adopt better financial habits, which have come in especially handy during my sabbatical.**

**DISCLOSURE: The Fidelity Bloom® app features 2 brokerage accounts.